Legal Disclaimer and Privacy Statement

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SmartTribes Institute, LLC
415 320 6580
ops@christinecomaford.com

Copyright 2010-2014 by SmartTribes Institute, LLC – All rights reserved

All contents of this web site are the property of SmartTribes Institute, LLC. This web site should not be regarded as offering a complete analysis of those items presented and the reader is urged to confer with professional advisors. Accordingly, neither SmartTribes Institute, LLC nor any other party will assume liability for any loss or damage as a result of any reliance or use of the material presented in this web site.

Privacy Statement

All information and material including images, text and audio on this website is the property of SmartTribes Institute, LLC and/or its subsidiaries (and/or its or its subsidiaries’ licensors) (collectively “CCA”) and is subject to copyright. SmartTribes Institute, christinecomaford.com, other affiliated web sites and the corporate logo are all trademarks owned by SmartTribes Institute, LLC. All other trademarks on this website are the property of their respective owners. You are entitled to view, copy and print any documents from this website but only for your own internal business purposes. Any sale, transmission or redistribution of this website or its content, and any copying, modification or other use of this website or its content for any purposes other than your own internal business purposes, is strictly prohibited.

This website is provided solely for information purposes and is not intended to, and shall not, constitute any advice, forecast, prediction, recommendation, solicitation, offer or acceptance with respect to any products, services, transactions or any other factors or matters whatsoever. Any example, case-study and/or scenario analysis made available to you on the website is solely for illustrative purposes and is not intended to, and shall not, constitute a forecast, prediction or projection of performance or results of any kind whatsoever. You agree that, in particular, no information provided on this website constitutes an offer or invitation or advice to enter into an investment agreement (whether through this website or any other medium) with any person or to buy, sell, underwrite or convert any investment with any person.

This website is not intended to be available to, or accessed or used by, any person in any country where such availability, access or use would be contrary to or restricted by law or regulation. None of the services or products referred to in this website are available to persons resident in any country where the provision of such services or products would be contrary to or restricted by law or regulation. You are responsible for ensuring that any such laws and regulations are fully complied with before you access or use any information on this website. This website is intended only for commercial enterprises. You confirm, by using this website, that you are, or are acting on behalf of, a commercial enterprise and are not acting in an individual capacity.

This website and the information and material which it contains are subject to change at any time by SmartTribes Institute, LLC without notice and SmartTribes Institute, LLC reserves the right to suspend, terminate or restrict the information on the website and/or your access to or use of this website. All representations and warranties, whether express or implied, as to the accuracy, adequacy, appropriateness or completeness of the information contained on this website or in respect of any materials or products referred to on this website are hereby excluded to the extent permitted by law. You must not rely on any information contained in this website. You should seek your own advice if you wish to use any information contained in this website. You agree that SmartTribes Institute, LLC does not have any liability or responsibility in respect of any use by you of any information contained in this website.

SmartTribes Institute, LLC may, from time to time, have business relationships with and/or enter into or participate in transactions with entities referred to in this website, perform services for or solicit business from such entities, and/or have positions or effect transactions in the securities of, or other financial products or instruments relating to, such entities. In connection with such business relationships and transactions, SmartTribes Institute, LLC may have information in its possession which may or may not be reflected in the information contained in this website.

SmartTribes Institute, LLC and its directors, officers, employees and agents shall, to the extent permitted by law, have no liability, contingent or otherwise, to you or to third parties for the accuracy, timeliness, completeness, reliability, performance or continued availability of this website or for delays or omissions therein or in respect of the content, accuracy or completeness of the information on this website. In no event will SmartTribes Institute, LLC be liable, for any special, direct, indirect, incidental, punitive or consequential damages (including, without limitation, loss of business, loss of profit, loss or corruption of data, loss of goodwill or reputation or wasted management time) which may be incurred or experienced on account of your using or relying on this website or any information on it, even if SmartTribes Institute, LLC has been advised of the possibility of such damages. Any limitations or restrictions on liability in this Legal and Privacy statement shall only apply to the extent permitted by applicable law.

This website may provide links to certain websites sponsored and maintained by third parties. Such websites are publicly available and SmartTribes Institute, LLC is providing access to such websites through this website solely as a convenience to you. SmartTribes Institute, LLC does not review or monitor the contents of any such websites. SmartTribes Institute, LLC makes no representations or warranties concerning the content of such websites and the fact that access to such websites is provided does not constitute any endorsement, authorization or sponsorship of such websites or their sponsors by SmartTribes Institute, LLC nor is there any affiliation between SmartTribes Institute, LLC and such sponsors and such sponsors do not endorse, authorize or sponsor this website. You understand and agree that you will use or rely on such websites solely at your own risk and that SmartTribes Institute, LLC does not grant to you any rights, and does not accept any liability or responsibility, in respect of such websites.

In the course of your use of this website, you may provide, or SmartTribes Institute, LLC may otherwise obtain, information about you or your business activities. By using this website, you expressly consent to SmartTribes Institute, LLC (1) using this information to assess the function and performance of this website, to assess the needs of its customers, to market SmartTribes Institute, LLC’s products and services and for the other purposes set out in this paragraph (8), and (2) transferring this data to SmartTribes Institute, LLC subsidiaries throughout the world for the purposes specified in (1) above. Any information which you provide or which SmartTribes Institute, LLC otherwise obtains will be used solely by SmartTribes Institute, LLC and will not be sold or made available to third parties, with the exception of third parties providing data processing or similar services to SmartTribes Institute, LLC, or in connection with SmartTribes Institute, LLC’s provision or marketing of products and services to you.

You agree that you will maintain the confidentiality of this website and that you will not disclose or provide access to this website or its contents to any person (other than your employees in connection with the performance of their duties to you), except as may be required by applicable law or regulation or by order of a court, governmental authority or regulatory or self-regulatory authority with jurisdiction over you.

If you are accessing this website from the U.S., the terms of this Legal and Privacy statement shall be governed by the laws of the State of California; if you are accessing this website from outside the U.S., its terms shall be governed by U.S.A. law.